Is ibani secure and regulated in Switzerland?

Yes, ibani SA is an audited financial intermediary, affiliated with the self-regulatory organization SO-FIT and under the supervision of FINMA in Switzerland. Your funds are completely secure.

How does the dedicated Swiss IBAN work?

We assign you a personal Swiss IBAN (CH) in your name. As soon as you transfer CHF to it, we automatically convert it to EUR (or another currency) at the true market rate, and transfer it to your regular bank account on the same day.

Get the best
CHF - EUR EUR - CHF CHF - USD CHF - GBP

exchange rate.

★★★★★ Rated 4.7/5 based on 2,000+ reviews

Avoid hidden bank margins. Get your dedicated Swiss IBAN and repatriate your salary or pay your suppliers at the true market rate.

Regulated in Switzerland:

Open a free account

* 100% digital onboarding in 5 minutes. No opening or maintenance fees.

✅ 35,000+

Expats and business clients

💰 1 Billion+

Swiss Francs (CHF) securely processed

💸 CHF 900

Saved annually per customer on average

An expert solution, designed for you

Discover how our transit IBAN technology perfectly adapts to your cross-border financial needs.

Cross-border Workers

Receive your CHF salary directly in Euros on your usual bank account at the best rate, 100% automated. Pay your Swiss invoices (health insurance, taxes) without a Swiss bank account.

Discover the offer

SMEs & Freelancers

Invoice your Swiss clients in CHF via a local IBAN, or pay your European suppliers without suffering bank exchange margins. Optimize your multi-currency accounting.

B2B Solutions

Expats & Individuals

Repatriate your 2nd pillar (pension), purchase cross-border real estate, study in Switzerland, or transfer your retirement pension. Secure large amounts with an unbeatable rate.

For personal use

How it works? It's really simple.

With ibani, you get a unique Swiss IBAN for each transfer route. The exchange is done automatically during the transit of funds.

Create your free account

Download the app or use our web platform to verify your identity in just a few minutes.

Get your transit IBAN

Provide the destination account details (e.g., your EUR account). We instantly generate a personal CH IBAN for you.

You're all set!

Transfer your Swiss Francs to this IBAN (or give it to your employer). We convert and send them to the destination immediately.

Watch the video

⚙️

Simplicity

With your Swiss IBANs in your name, automate your transfers and currency exchange effortlessly.

⚡

Fast

As soon as we receive your funds, we process them immediately. Your currency is converted in less than an hour on a weekday morning.

🛡️

Security

Our service operates within the Swiss banking system, ensuring the same level of security as your bank. Your money is safe.

🔎

Transparency

An ultra-low margin of just 0.4%. Up to 10x cheaper than a bank with zero hidden fees. No opening or maintenance fees!

Regulated Financial Intermediary in Switzerland

Your money is handled with the utmost regulatory rigor.

ibani SA is a FinTech company established in 2018 in the heart of Geneva, Switzerland. We are an audited financial intermediary with thousands of clients and transactions under our belt.

ibani SA is affiliated to SO-FIT as a financial intermediary within the meaning of article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organization recognized by the Swiss Federal Financial Markets Supervisory Authority (FINMA).

Cross-border financial expertise

Discover our latest guides to optimize your finances between Switzerland and Europe.

View all our guides

Swiss LPP: Simulator & withdrawal expert guide

Understand your certificate, simulate your capital and avoid fees when repatriating your 2nd pillar.

Swiss-EU cross-border invoicing

VAT rules, accounting entries and optimization of multi-currency payments for SMEs.

EUR/CHF 2026 Forecasts

Analysis of the Swiss Franc trend against the Euro and its impact on the cross-border salary.

What our clients are saying:

“

I'm fully satisfied of your work, your phone service, your answers and your timeliness. You are a really dynamic and really sympathetic team. Thanks a lot for your skilled work.

- Eric M.

”

“

Very happy with ibani's services. Great exchange rate, quickly executed transaction, efficient app, in short great professionals to recommend.

- Frédérique D.

”

“

Efficient and advantageous transfers. The team is professional and very friendly.

- Christophe C.

”

“

1st experience with ibani without regret, let's see how it goes next. My conversion was done in time, very good website and the person who took care of me is very reactive.

- Thomas G.

”

“

I'm absolutely satisfied with ibani's services. Transfers are fast and rates are very good. I recommend.

- Cédric D.

”

“

I've been an ibani user for a few months, I'm happy with the services offered, the receiving of the funds as well as the conversion and transfer which were made with excellent rate and speed!

- Christophe L.

”

“

I use ibani and it's really convenient. I find it reassuring that their office is in Geneva.

- Stéphane L.

”

Get the best
CHF - EUR EUR - CHF CHF - USD CHF - GBP

exchange rate.