Is ibani safe and regulated in Switzerland?

Yes, ibani SA is a recognised financial intermediary, affiliated with the self-regulatory organisation SO-FIT and under the supervision of FINMA in Switzerland.

What is the best way to convert CHF to EUR?

The best way is to use a currency specialist like ibani rather than a traditional bank, to benefit from the real market exchange rate with a transparent margin and no hidden fees.

How does the ibani personal Swiss IBAN work?

We assign you a Swiss IBAN (CH) in your name. As soon as you transfer CHF to it, we automatically convert them to EUR at the real market rate and transfer them to your usual bank account on the same day.

What is the difference between ibani and Wise or Revolut?

ibani is a Swiss company offering a personal Swiss IBAN, regulated by FINMA, with local customer support. Our service works account-to-account without an e-wallet, with a maximum margin of 0.40%, degressive by amount, up to 10x cheaper than a bank.

What does the ibani service cost?

ibani applies a maximum margin of 0.40% on the real market exchange rate, degressive by amount (down to 0.15% or bespoke for large capital). There are no opening, account management or transfer fees. See our Rates page for full details.

I want to transfer a large amount (property, pension). Is ibani suitable?

Yes. For property purchases or pension transfers, our margin is degressive (down to 0.15% or bespoke), allowing you to save thousands of Swiss francs compared to traditional bank rates, with no transfer limit.

As a foreign student in Switzerland, can I pay my tuition fees and rent?

Yes. You can send funds from your home country to your ibani account, which converts them to CHF at minimal cost. This allows you to pay your local bills (rent, insurance, school) directly without the heavy SWIFT fees, with no minimum amount.

CHF/EUR Exchange Online: Real Rate & No Hidden Fees

« Fire & Forget » Automation

Give our IBAN to your employer just once. We intercept your CHF salary, convert it and transfer it in EUR, automatically, every paycheck, without any action on your part.

Radical & transparent savings

No more hidden margins between the displayed rate and the real rate. ibani applies a maximum margin of 0.40%, degressive by amount, up to 10× cheaper than a traditional bank, with no hidden fees.

Execution speed

As soon as your funds are received, the conversion executes in less than one hour (business days). Your money doesn't wait in a virtual wallet. It goes directly to your account.

Security & Swiss compliance

ibani SA is a financial intermediary affiliated with SO-FIT, under the supervision of the FINMA. Your money flows through the regulated Swiss banking system.

Personal support, based in Switzerland

Our experts are in Geneva. They personally answer your questions. No robot, no outsourced call centre.

Multi-currency

CHF → EUR, USD, GBP, CAD, SGD and more. Each route has its own dedicated transit IBAN for perfectly clear and automated accounting.

The
« Fire & Forget » approach.

Manual currency exchange is a waste of time and money. With ibani, you set up your IBAN just once. Then every transfer executes on its own. Forever.

Create your ibani account for free

100% digital registration in 5 minutes. Instant identity verification, zero opening or account management fees.

Get your personal Swiss IBAN

We assign you a CH IBAN in your name, linked to your EUR destination account. Share it with your employer. Once is enough.

Go, it's all automatic

Every time CHF is received, ibani converts at the market rate and transfers in EUR to your usual account on the same day. No action required from you.

Swiss financial intermediary subject to the AMLA regulatory framework

Your money is handled with the highest regulatory rigour.

ibani SA is a Swiss FinTech company established since 2018 in the heart of Geneva, Switzerland. We are an audited financial intermediary with thousands of clients and transactions successfully processed.

ibani SA is affiliated with SO-FIT as a financial intermediary within the meaning of article 2 para. 3 of the Anti-Money Laundering Act (AMLA). SO-FIT is a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA).

The best exchange rate
CHF ↔ EUR,
no hidden fees.

Simulate your transfer